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SERVICES

Smart Choice Public Adjuster LLC has seen all types of claims. From fire damage to roof damage we have you covered. 

REMEMBER: WE HANDLE ALL SORTS OF PROPERTY CLAIMS. THE LIST BELOW ARE JUST SOMES EXAMPLES OF CLAIMS WE HANDLE.  GIVE US A CALL OR SEND US A CHAT MESSAGE TODAY!

Hurricane Claims

If your home or business was impacted by the damaging winds, or flooding caused by a hurricane, call us immediately. Smart Choice Public Adjuster LLC can help you get the money you need to rebuild.

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No matter the extent of your home damage, call us for a free property inspection

Water Damage

Water damage poses a high risk of property damage for homes and businesses. Water damage can result in extensive and costly structural damages and become evident in several areas of a home or business, including the ceilings, walls, and/or floors.

Every insurance policy has different specifications and limitations depending on your coverages. You will need to examine your insurance policy to determine if and to what extent water damage is covered by your policy.

Roof Damage

Your building or home’s roof is perhaps the most vital part of the building. It literally protects your home from all intruders such as rain, snow, lightning, flying debris, animals and any other unwelcome or uninvited guests. When dealing with a roof claim there are many details that an adjuster has to be aware of:

  • The difference in materials and tools

  • How the roof is constructed

  • Understanding the extent of short term and long term damage

  • Knowing how to correctly document the damage and associated damage

Understanding Your Damage

It’s often that more than just the roof needs to be replaced whether it has been broken, collapsed, or blown away. That is where having a public adjuster is important. Remember it is a home or building owner’s responsibility to cover the opening temporarily till the loss can be paid in full. Give us a call or today to get a free inspection.

Theft

Generally, loss due to theft is covered under the personal property protection section on your homeowners insurance. Most policies also include property coverage. It is important to review your policy to understand the personal property limits which are set as a percentage of your dwelling coverage and determine how much reimbursement you will receive. Setting appropriate limits can help you recover your actual loses. Your vehicles are not covered under your home owners insurance and theft of a vehicle would not be covered under the policy

Storm Damage

We at Smart Choice Public Adjuster LLC will send a representative down as quickly as possible and use our knowledge of the infrastructure of insurance companies to try and get your claim to the top of the list.

Flood

Flood Insurance Claim Help Experts

If your property has suffered from flood damage, we are experts working on your side assisting with flood insurance claims.

If you’ve experienced flood damage to your home or business, then you will be facing many challenges to get your property restored. One of the biggest hurdles will be your flood insurance claim. Many homeowners find that dealing with insurers can be very stressful due to their current situations, the last thing they want to be doing is haggling the value of the flood damage that has been caused.

We are here to ensure that you are equipped with expert knowledge on how to deal with your insurer.

Smart Choice Public Adjusters’ job is to help with flood insurance claims and negotiate on the policyholder’s behalf. To make sure our clients are receiving everything they are entitled to and also make sure the claim is being handled as quickly as possible.

For FREE FLOOD DAMAGE INSURANCE CLAIMS HELP give our professionals a call now on 1-240-787-1852

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